In Georgia, a DUI charge can have many implications, particularly regarding your finances. So, what costs could a DUI conviction leave you with and what parts of your life could it impact? Alongside the thousands of dollars in fines you could face, here are some of the other ways it could hurt your wallet:
Increased insurance premiums
If you receive a DUI conviction, your car insurance rates will skyrocket. Insurers in Georgia often view those who have a DUI, even first-time offenders, as high-risk drivers. They usually increase your insurance premiums by hundreds of dollars annually. This increase can typically last for several years. Some insurance providers may even choose to drop your coverage entirely, forcing you to find a new policy, often at a higher rate.
License reinstatement fees
A DUI conviction in Georgia usually results in a suspended driver’s license. To reinstate your license, you typically have to pay a reinstatement fee. These fees could cost up to $200 or more, depending on the circumstances. You may also need to meet any other requirements set by the Georgia Department of Driver Services, which can include attending a DUI risk reduction program, which you may have to pay for out of your own pocket.
Additional expenses and penalties
Suppose you have to perform community service as part of your DUI conviction. In that case, you might incur costs related to transportation or lost wages. In other cases, you may be required to install an ignition interlock device on your vehicle. That can come with installation and monthly maintenance fees. Additionally, if the court mandates alcohol education or treatment programs, you will need to cover these expenses out of your pocket.
Long-term financial consequences
A DUI conviction can have long-lasting effects on your financial stability. It may impact your employment opportunities, as many employers conduct background checks and view a DUI unfavorably. Furthermore, having a criminal record can complicate future financial endeavors, such as applying for loans or renting a home.
Understanding the full scope of costs associated with a DUI in Georgia is vital. Awareness of these expenses can help you make informed decisions and prepare for the potential financial burden.